When Employers Don't Have Workers' Compensation Insurance

Employers are responsible for the health and safety of their workers. Should an employee suffer a work-related injury or illness, Connecticut law dictates that the employer must provide the expenses related to recovery. In most cases, such costs are covered through the employer's workers' compensation insurance. But many companies, especially in the construction field, fail to carry insurance, leaving workers uncertain about how they'll obtain the funds they need.

We're here to assist. The legal team at Cummings Law Firm has more than 30 years of experience providing legal assistance to injured workers. Based in Waterbury, we serve throughout the region and offer free consultations to prospective clients - this allows us to answer your questions and address your concerns before you're obliged to retain us. Going forward, we work on a contingency basis, collecting no attorneys' fees unless we're successful in your case.

HOW WE hELP

Cases involving uninsured employers are especially complicated. While Connecticut maintains the Second Injury Fund to help injured workers when the employer has not maintained insurance, it is difficult to obtain adequate compensation from the state. Moreover, uninsured employers are the most likely to challenge workers' claims. Because they will have to bear the recovery costs out-of-pocket, they will fight to disprove the severity of an employee's injury, claim the worker was an independent contractor, or threaten to retaliate if the worker demands compensation.

Our firm is here to hold employers to account. We are unafraid to fight back on behalf of the individuals we represent. In every case, we pursue maximum restitution for medical bills, expenses related to ongoing care, lost wages and retraining. Over the years, our firm has developed a reputation for obtaining the best possible legal results.

We're Here When You Need Us Most

To learn more, or to speak with a lawyer, reach out to us today. You can call us at 203-754-7779 or contact us online. Initial consultations are free, and we're always prepared to help.